Citibank 18-Months CD Rate 2.25%

Citibank is offering one of the best CD rates available for an 18-months certificate of deposit. The current CD rate is 2.25 percent and the current annual percentage yield (APY) is 2.25 percent. The national average for an 18-month certificate of deposit is 1.406 percent this week. This CD rate is a special promotional offer. The minimum opening deposit is $500.

To receive this promotional CD rate you also have to open a checking account, Citibank calls “The Citi Account”. The minimum opening balance is $100. You also have to maintain a  $6,000 combined average balance, “an easy goal to reach” says Citibank.  With just might be if you already bank with Citibank. The following accounts go toward it, Checking, Savings, CDs, Money Market, Lines, Loans, Mortgage and Brokerage (to qualify, accounts must be linked to your ATM/Debit Card.)

If you don’t have a combined balance of $6,000 their is a monthly fee anywhere between $9.50 and $15.00 depending on the checking account you have and the state you live in. If you’re still interested in this promotional CD rate be sure to use promo code CA4B.