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Their promotional 90 day certificate of deposit currently has an interest rate of 1.24 percent and an annual percentage yield (APY) of 1.50 percent, one of the highest bank CD rates available. This promo CD rate and CD yield is available until November 13, 2009. The average rate is almost three times the national average CD rate of 0.59 percent according to MonitorBankRates.com. In fact, the rate and APY is also higher than average 18 month certificate of deposit and just under the average 24 month CD rates at banks. The minimum opening deposit for the 90 day CD is $5,000. Accounts are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000 per depositor. The early withdrawal penalty is 30 days of interest. Related Articles |
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