12 Month CD Rates from Quantum National Bank

Quantum National Bank, a small bank in Suwanee Georgia, which is a suburb of Atlanta has one of the best CD rates today for a 12-month certificate of deposit.

As of today, the CD rate is currently at 2.48 percent, with an annual percentage yield of 2.50 percent. The minimum opening deposit for this CD account is $1,000.

This certificate of deposit is limited to residents of the state of Georgia right now. You can open other types of accounts at Quantum National Bank like a money market account or Individual Retirement Account (IRA) if you don’t live in Georgia. 

The money market account rate is at 2.00 percent with an annual percentage yield (APY) of 2.02 percent for account balances over $100,000. The minimum opening deposit is $100. You have to maintain a minimum average daily balance of at least $1,500, if you don’t there is a monthly account fee of $12. The money market account also give you check writing privileges.