Wilshire State Bank CD Rates

Wilshire State Bank CD rates are some of the highest CD rates available these days. As of today, the rate on their three month certificate of deposit is currently at 1.49 percent with an annual percentage yield of 1.51 percent.

Well above the national average certificate of deposit rates available. The minimum opening balance is $1,000 and the minimum balance to earn the APY is $1,000.

Wilshire State Bank of Los Angeles, California, has been around since 1980 and has branch locations in California, Texas, New Jerseyand New York. Certificate of deposit accounts can be opened on line at wilshirebank.com.

You can choose to have the interest you earned credited to your account monthly, quarterly, semi-annually,  annually, or at maturity (if one year or less. The more frequent interest is credited the higher your over all APY will be. That being said, we recommend always selecting the shortest period for having interest created to your certificate of deposit account.