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Bank of The Sierra Rewards Account 4.51% APYBank of The Sierra is offering a rewards checking account yield that tops all savings account rates these days, which is why I am writing about it under our savings account category. Like all high yield rewards accounts there is a certain number of monthly transactions that have to be completed to receive the reward rate. The rewards annual percentage yield of 4.51% is for checking account balances under $25,000. Checking account balances over $25,000 earn an annual percentage yield of 1.01 percent. If you do not meet the monthly qualifications for a given month the APY is only .12%. The good news is if you don’t meet the qualifications for one month you can get back to the rewards rate the following month. Another good deal with these types of accounts is they will reimburse you up to $25 per month for ATM fees so you can open a high yield rewards checking accounts with a bank that doesn’t have any bank branches near you. The potential bad news is the current APY can change at anytime but usually doesn’t. Monthly Rewards Checking Account Qualifications
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